Installment loans through iCreditWorks range from $200 to $25,000 and feature fixed rate APRs of 0% to 35.99% (to the extent permitted by applicable law) for treatment by affiliated (“In-Network”) providers. With non-affiliated (“Out-of-Network”) providers, installment loans through iCreditWorks range from $1,000 to $7,500, feature interest rates of 9.99% to 35.99% (to the extent permitted by applicable law) and is funded through a single-use Virtual Card. Loan terms range from 6 to 60 months, and lowest rates require AutoPay. The discounted AutoPay rate is only available during loan selection. Funds are paid directly to the provider once authorized by you. For example, if you receive a $3,000 loan with a 36-month term and a 11.49% APR, when you tap to pay, your provider will be paid instantly, and you would have a required monthly payment of $98.91. Over the life of the loan, your payments would total $3,560.76. The APR on your loan may vary based on your credit profile. Actual loan rates may depend on credit score, income, credit usage, loan term, and other factors. There is no fee or penalty for repaying your loan early.  

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All applicants must be a legal resident in the U.S. and the age of majority in their state of residence. Loan approval is not guaranteed. Actual loan offers and loan amounts, terms, and APRs may vary based upon a review of the applicant’s credit, financial condition, or other factors, including supporting documents or information provided.

iCreditWorks adheres to fair collections practices set by The Fair Debt Collection Practices Act (FDCPA). The FDCPA is the main federal law that governs debt collection practices. The FDCPA prohibits debt collection companies from using abusive, unfair, or deceptive practices to collect debts from you.

All loans are issued by WebBank. Get more info

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